10153870_673746022670983_923856640_nDo it Wais” is relatively sounds like DIY (Do it Yourself).”Wais” (WA-IS) is a tagalog word which means “Wise” or intelligent or clever. Webster dictionary defines it as “having or showing wisdom or knowledge usually from learning or experiencing many things“.

I’m proudly to say that I grew up in a squatter’s area because it helps me a lot to persevere in life. I experienced the life of a poor family that cannot afford to buy their own house.

After I graduated at Malabon University, I noticed that its very difficult to find a good job in big companies especially kapag wala ka pa experience and you didn’t came from top schools.

I was hired in SM as a salesman and after my contracts end, pa extra extra muna sa work ng Tito ko selling guitars. Doon ko na sabi ko sa sarili ko ang hirap pala magtrabaho at kumita ng pera!

After realizing na napakaliit pala talaga ng sahod as a salesman and its not related on the course that I took in College so I decided to apply in a multinational company.

In 2006, I got hired as contractual  in one of the top IT multinational companies in Ortigas. Fortunately, after 6 months I became a regular employee and promoted to one position to another.

Nung tumataas na ang sahod ko same goes with my expenses. Kaya sinabi ko sa sarili ko na parang “walang nangyayari sa savings ko years after years of working.”

My belief on that time is to become hustler in any gambling to become rich. Back in year 2011, usong uso nun ang poker game. I study and practice how to become a good poker player, yung tipong “Poker Star” na napapanuod sa TV. I don’t realize na I already got addicted at nauubos na ang savings ko.

Dumating pa yung time na I almost break-up with my loving GF kase nauubos na ang time ko sa kanya at ganun din ang savings ko. That was the wake-up call for me to stop it.

On that time uso na rin ang mga tech gadgets kaya I bought a lot of stuff like MP3 player, PSP and high-end cellphone. Sabi pa nga saken ng friend ko, “Ok lang yan investment mo naman yan”!. I thought those things are considered assets that I can sell in the future but its a wrong belief kase nade-depreciate pala sya.

Madalas din akong maaya sa drinking session. Gimmick dito gimmick doon, easy go lucky ika nga! I allow these things to happen because my principles on that time is to “reward myself” after the hardwork in the office.

Despite all of these, I still consider myself a saver. I spend first then save what is left. Today, I realized that its a wrong formula of saving.

In 2011, it came to a point that I wanted to settle down and start my own family. Naisip ko na paano kami magpapakasal ng GF ko kung wala kami enough budget. That’s the time that I decided to work abroad.

I took the risk because I resigned without guaranteed employment and fly to Singapore to look for a job. Luckily, I got a job as an IT.

Nung kumikita na ko ng malaki dumating yung point na naisip ko kung paano ko to papalaguin? Fortunately, my friend recommended this book RDPD (Rich Dad Poor Dad by Robert Kiyosaki) and I started reading it which is an eye opener for me to financial freedom.

While reading this book, I realized that I’m so dumb playing the money game for many years and during my 30th year in this world no one taught me about financial education even in our home, school and government.

I’ve got enthusiast reading more books about financial, business and wealth such as Think and Grow Rich, Cashflow Quadrant, Secrets of Millionaire’s Mind, The E-Myth Revisited and many more…

That’s the time that I said I’m ready to go back to my home country and start my financial freedom journey.

I am now an advocate of financial literacy and strongly believe that every Filipinos should invest in assets that appreciate in value such as stocks, real estate, bonds and even in business.

Let’s join me in achieving our financial goals, comfortable retirement and freedom. BE WISE, DO IT WAIS!

 

To your financial success,

Marvin P. Basa

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